How To Become a Community Land Trust Homeowner

A group of people are working together to install or repair the exterior of a building. They are attaching insulation or sheathing to the wall. The scene takes place outdoors on a bright, sunny day.
People gathered on a porch, with a man and a woman shaking hands and laughing, while others observe and chat, in front of a house with dark siding and white trim.
Group of about 16 people gathered indoors around a partially built wooden structure, smiling for the camera during a construction or renovation project.

1. Check Eligibility

Income limits (80% - 120% AMI) & residency requirements

2. Homebuyer Education

Complete an approved 8-hour homebuyer counseling course & meet 1-to-1 with a housing counselor

3. Get Pre-Approved

Obtain mortgage pre-approval from a CLT-friendly lender

4. Apply to the CLT

Submit your application and join the CLT waiting list

5. Sign the Ground Lease

Sign the 99-year renewable ground lease with the CLT

6. Close & Move In

Close on your permanently affordable home and join the community!

Submit intake form